uob own banking
uob own banking
Blog Article
UOB Financial institution gives many different private banking solutions meant to meet the money wants of people. Beneath is an intensive overview to assist you to realize the key factors and choices.
Varieties of Accounts
Price savings Account: This account lets you save money although earning desire.
Attributes: Quick access, fascination earnings, minimal costs.
Gains: Secure place for your cash, opportunity growth by means of fascination.
Present-day Account: Perfect for every day transactions and controlling charges.
Options: Checkbook facility, overdraft protection.
Rewards: Practical for normal payments and withdrawals.
Fastened Deposit Account: For people seeking to generate increased fascination costs about a hard and fast interval.
Options: Preset time period deposits, bigger desire premiums as compared to savings accounts.
Benefits: Protected financial investment option with predictable returns.
Financial loans
Particular Financial loans: Unsecured loans that may be used for many applications like education and learning or household renovation.
Sorts:
Installment Loans
Credit history Traces
Positive aspects: Flexible repayment conditions, aggressive curiosity rates.
Dwelling Loans: Tailored methods for obtaining house or refinancing existing home loans.
Kinds:
Preset Amount Residence Loan
Floating Amount Residence Loan
Positive aspects: Distinct designs to match specific requirements, interesting charges.
Bank cards
UOB delivers An array of charge cards catering to distinctive life and expending behavior:
Benefits Cards: Receive details on each and every order which can be redeemed for presents or vacation miles.
Cashback Cards: Get funds rebates on everyday shelling out which include groceries and dining out.
Journey Playing cards: Special Positive aspects like air miles accumulation and vacation insurance coverage coverage.
Financial investment Providers
For people serious about expanding their wealth by way of investments:
Device Trusts * Diversified portfolio managed by professionals. * Ideal for prolonged-expression advancement objectives.
Structured Deposits * Combines the attributes of standard deposits with financial commitment products and solutions. * Potentially greater returns but with some threat concerned.
Insurance policies Solutions
To safeguard on your own and All your family members from unexpected gatherings:
Lifetime Coverage * Presents economical protection in the event of Loss of life or vital sickness. * May also serve as a financial savings tool depending on the plan preferred.
Wellbeing Insurance policies * Covers healthcare fees together with hospitalization expenditures. * Essential for mitigating higher Health care charges.
Digital Banking Products and services
Advantage at your fingertips by means of electronic platforms:
Online Banking
Lets you handle your funds on the internet:
View account balances and transaction heritage
Transfer money concerning accounts or shell out expenses
Submit an application for new items (financial loans/charge cards)
Cell Banking
Banking on-the-go by way of cellular apps:
Swift balance checks
Cellular payment options (QR code payments)
Notifications & alerts about account click here action
Using these extensive choices, UOB aims to provide customized banking solutions that cater exclusively to individual demands while making certain benefit and security in all transactions.